At Frenkel & Frenkel, we’re glad to be your auto injury attorneys in case you ever happen to be involved in a car accident. With our expertise providing personal injury protection to many clients in and around Dallas, TX, we work hard to help you receive a fair compensation in any kind of vehicle accident. No matter if your accident was the cause of drunken driving, driving while distracted, or any of a number of other negligent behaviors, we’ll be there to make sure that the negligent driver pays for his or her unfortunate choices. However, one thing that can make the claims process much more complicated is if the negligent driver is an uninsured or underinsured motorist.
Although the law requires that all Texas drivers have auto liability insurance, there are still one-in-five drivers in Texas that don’t have any insurance. Others not having car insurance actually puts you (and other insured drivers) at risk as it takes away the likelihood at recovering money for damages and medical bills. If you happen to be hit by an uninsured motorist, how can you recover anything if the negligent party doesn’t have any insurance?
Texas law states that the minimum amount of liability insurance a driver must have is $30,000.00 per person and $60,000.00 per accident. Unfortunately, sometimes your medical bills alone can exceed $30,000.00. How can you recover is the person that caused the crash only had the minimum amount of coverage?
There are two things you should consider.
Even if you’re the most responsible driver in the world, it won’t protect you from someone without car insurance or someone who only has the state minimum amount of coverage from crashing into your car. You should consider UM/UIM (uninsured/underinsured) auto coverage. With UM/UIM coverage, you’ll be able to recover damages even if the person who ran into you either doesn’t have insurance or their insurance limits are not enough to cover your medical bills and damages.
Frenkel & Frenkel, as your auto injury attorney, understands the complications that can arise in an accident caused by an uninsured motorist. If an uninsured motorist caused an accident that has resulted in injuries, hospital bills, repairs to your vehicle or lost wages, you are still entitled to fair compensation. The experienced car accident attorneys at Frenkel & Frenkel understand the harm that uninsured and underinsured motorists can cause and will search for other sources of compensation. Any number of causes can be uncovered from drunken driving, driving while distracted, or other negligent behaviors. We’ll be there to take legal action to recoup your damages.
If you need a car accident attorney in Dallas or across the country, Frenkel & Frenkel has experienced lawyers who work to ensure that injured individuals receive the best medical care available and secure full and fair compensation for injuries and losses.
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